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	<title>Comments on: If someone filed bankruptcy prior to the 10 year period, can they later be discharged?</title>
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	<link>http://www.student-loan-bankruptcy.ca/2006/10/if-someone-filed-bankruptcy-prior-to-the-10-year-period-can-they-later-be-discharged.htm</link>
	<description>The online resource for Canadian Student Loan Bankruptcy Legislation.</description>
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		<title>By: Anonymous</title>
		<link>http://www.student-loan-bankruptcy.ca/2006/10/if-someone-filed-bankruptcy-prior-to-the-10-year-period-can-they-later-be-discharged.htm/comment-page-1#comment-77</link>
		<dc:creator>Anonymous</dc:creator>
		<pubDate>Fri, 01 Feb 2008 02:02:00 +0000</pubDate>
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		<description>My husband and I claimed bankruptcy in 2005.  Obviously, my student loans were not discharged. One loan is in default and the other with bank.  It has been over 7 yrs.  If the new law comes into effect soon am I able to get the loans discharged?  Will this affect my husband?  The loans were taken out b/f we met.</description>
		<content:encoded><![CDATA[<p>My husband and I claimed bankruptcy in 2005.  Obviously, my student loans were not discharged. One loan is in default and the other with bank.  It has been over 7 yrs.  If the new law comes into effect soon am I able to get the loans discharged?  Will this affect my husband?  The loans were taken out b/f we met.</p>
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		<title>By: Anonymous</title>
		<link>http://www.student-loan-bankruptcy.ca/2006/10/if-someone-filed-bankruptcy-prior-to-the-10-year-period-can-they-later-be-discharged.htm/comment-page-1#comment-70</link>
		<dc:creator>Anonymous</dc:creator>
		<pubDate>Sun, 23 Dec 2007 23:42:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.student-loan-bankruptcy.ca/?p=27#comment-70</guid>
		<description>Holy Merry Christmas to everyone who has been waiting for this news</description>
		<content:encoded><![CDATA[<p>Holy Merry Christmas to everyone who has been waiting for this news</p>
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		<title>By: J. Douglas Hoyes, CA, Trustee</title>
		<link>http://www.student-loan-bankruptcy.ca/2006/10/if-someone-filed-bankruptcy-prior-to-the-10-year-period-can-they-later-be-discharged.htm/comment-page-1#comment-59</link>
		<dc:creator>J. Douglas Hoyes, CA, Trustee</dc:creator>
		<pubDate>Sun, 15 Apr 2007 18:07:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.student-loan-bankruptcy.ca/?p=27#comment-59</guid>
		<description>If you were bankrupt before your ten years was up, and now ten years has passed, you should contact your trustee and ask them how you can make an application to bankruptcy court to have your student loan discharged.&lt;br/&gt;&lt;br/&gt;If your trustee does not know how to do that (every trustee should know the process), then ask our trustee to refer you to a bankruptcy lawyer in your area who can handle this matter for you.  The lawyer can help you make the application to court to have your student loans discharged.  It is possible to make the application to bankruptcy court yourself (it&#039;s not that difficult), but each bankruptcy court in Canada follows different administrative procedures, so it is best to get assistance from your trustee, or from an experienced lawyer.</description>
		<content:encoded><![CDATA[<p>If you were bankrupt before your ten years was up, and now ten years has passed, you should contact your trustee and ask them how you can make an application to bankruptcy court to have your student loan discharged.</p>
<p>If your trustee does not know how to do that (every trustee should know the process), then ask our trustee to refer you to a bankruptcy lawyer in your area who can handle this matter for you.  The lawyer can help you make the application to court to have your student loans discharged.  It is possible to make the application to bankruptcy court yourself (it&#8217;s not that difficult), but each bankruptcy court in Canada follows different administrative procedures, so it is best to get assistance from your trustee, or from an experienced lawyer.</p>
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		<title>By: Anonymous</title>
		<link>http://www.student-loan-bankruptcy.ca/2006/10/if-someone-filed-bankruptcy-prior-to-the-10-year-period-can-they-later-be-discharged.htm/comment-page-1#comment-52</link>
		<dc:creator>Anonymous</dc:creator>
		<pubDate>Thu, 22 Feb 2007 17:34:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.student-loan-bankruptcy.ca/?p=27#comment-52</guid>
		<description>I have just over a year before my 10 yrs is up, Im a single mother and financial hardship is a way of life even making a decent wage.  How would I go about applying for the discharge of the student loan when my 10 yrs is up? My bankruptcy trustee didnt mention this as an option.</description>
		<content:encoded><![CDATA[<p>I have just over a year before my 10 yrs is up, Im a single mother and financial hardship is a way of life even making a decent wage.  How would I go about applying for the discharge of the student loan when my 10 yrs is up? My bankruptcy trustee didnt mention this as an option.</p>
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		<title>By: Richard</title>
		<link>http://www.student-loan-bankruptcy.ca/2006/10/if-someone-filed-bankruptcy-prior-to-the-10-year-period-can-they-later-be-discharged.htm/comment-page-1#comment-46</link>
		<dc:creator>Richard</dc:creator>
		<pubDate>Tue, 05 Dec 2006 04:07:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.student-loan-bankruptcy.ca/?p=27#comment-46</guid>
		<description>I sure hope you are right.  I went bankrupt in late 2000.  I still have about 65,000 in student loans.  I cannot afford to pay them at $16 an hour.  I&#039;m trying verious crazy internet marketing schemwes to try to come up with a second source of income.  I pay what I can but it grows month by month.  I have 8 more months to wait before my 10 years are up.  So I wait and pay what I can and wait some more.</description>
		<content:encoded><![CDATA[<p>I sure hope you are right.  I went bankrupt in late 2000.  I still have about 65,000 in student loans.  I cannot afford to pay them at $16 an hour.  I&#8217;m trying verious crazy internet marketing schemwes to try to come up with a second source of income.  I pay what I can but it grows month by month.  I have 8 more months to wait before my 10 years are up.  So I wait and pay what I can and wait some more.</p>
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